Home protection plans can help cover the cost of repairs to major home systems covered by the plans you select, like electrical, plumbing, and HVAC systems, as well as major appliances and electronics. Most plans include repair service from a network of independent service professionals, so there’s no need to search for a technician. Under the Surge Protection plan, customers locate a qualified repair technician and receive reimbursement for covered repairs or replacements. In some instances, you may be offered cash back in lieu of repairs or replacement. See the Terms and Conditions for details.